Frequently Asked Questions
What is Insurance and why do I need it?
Insurance has many forms and functions but really just for one purpose to ‘’Provide Peace Of Mind’’. Reasons to Insure: Reduce worry,help to prevent loss and to free up capital because insurance protects your assets in case of future losses.This security applies to individual and businesses.
Why Use An Insurance Broker when I can talk directly to underwriter?
Insurance Brokers are business people whose success rest on your satisfaction through the coverage,price and service.It is in their interest to understand your needs and negotiate on your behalf for competitive premium even when it means approaching several companies to find the right solutions.Because your broker does not work for insurance company. He or she can also assist you with objectives advise if you have to make a claim.
How can I rationalize my insurance cost?
By allowing you broker to prepare an insurance programme that fits your insurance needs.