Professional Indemnity Insurance
This policy will indemnify you in respect of any loss arising from claims for breach of duty which may be made against you by reason of any neglect, error or omission whatever or wherever committed or alleged to have been committed in the conduct of your business in a professional capacity by any person in your employment.
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Public Liability Insurance
This policy will provide indemnity in respect of your liability or that of any person for whose acts you are responsible as a result of defects in your buildings, machinery, ways and works, resulting in illness, death or bodily injury to third party, loss or damage to third party properties.
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Group Life Assurance
Group Life Assurance Scheme (Death-in-service benefit scheme) is compulsory for staff. This is basically arranged to compensate employees’ dependents in the event of death resulting from natural and accidental causes whilst still in employment.
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Fidelity Guarantee Insurance
All Insurances covering loss by theft of burglary of property or cash exclude loss in which any of your employees are involved as principal or accessory.
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Money In Transit Insurance
The policy will cover loss or damage to the insured equipment from accidental causes, impact, water damage, malicious damage, damage due to negligence, carelessness, theft and damage done by thieves, fire, lightning, flood, riot and strike, aircraft.
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Electronic Equipment Insurance
The policy will cover loss or damage to the insured equipment from accidental causes, impact, water damage, malicious damage, damage due to negligence, carelessness, theft and damage done by thieves, fire, lightning, flood, riot and strike, aircraft.
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Burglary/Housebreaking Insurance
The policy will provide indemnity for loss or damage to the insured properties resulting from theft accompanied by actual forcible and violent breaking in or out of the premises or any attempt thereat or if there should arise any damage to the premise failing to be borne by you and which shall be due to any such theft or attempt thereat.
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Fire/Extraneous Perils Insurance
The policy will provide indemnity for loss or damage to any of the properties insured resulting from fire, lighting, and the extraneous perils of tornado, flood, earthquake, explosion, riot, and strike, malicious damage, impact, aircraft damage, bursting and overflowing of water tanks , pipe and apparatus, bush fire.
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Travel Insurance
Motor insurance is designed to protect the insured for loss of or damage to his vehicle, damage to Third Party property including bodily injury and death to Third Parties caused by accident.
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Group Personal Accident Insurance
These policies indemnify the insured person(s) for Death, Permanent Disability, Temporary Total Disablement or Medical Expenses, where insured following an accident.
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Goods in Transit Insurance
This policy provides cover for loss or damage to movable goods and property whilst in transit either by owned or hired vehicles anywhere in Nigeria.
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Engineering Insurance
Engineering insurances are specifically used to protect construction works, as well as erection and operation of machinery.
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